Terms of Service

1. Acceptance

By accessing or using Nothing But Loans you agree to these Terms. If you don't agree, don't use the service.

2. Not a lender

Nothing But Loans is a comparison and information service. We are not a lender, broker, or financial advisor. Loan approval, rates, and terms are determined solely by our partner lenders.

3. Eligibility

You must be 18+ and a legal U.S. resident to submit a quote.

4. Accurate information

You agree to provide accurate, current, and complete information. Submitting false information may result in denial and termination of your account.

5. No guarantee

Rate estimates are illustrative. Actual rates and approval are subject to lender underwriting. We make no guarantee that you will be approved or receive any specific rate or term.

6. Communications

By submitting a quote you agree to be contacted by matched lenders and agents. See our Privacy Policy for details.

7. Intellectual property

All content on this site is owned by Nothing But Loans or its licensors and is protected by copyright and trademark law.

8. Limitation of liability

To the fullest extent permitted by law, Nothing But Loans is not liable for indirect, incidental, or consequential damages arising from your use of the service.

9. Changes

We may update these Terms at any time. Continued use of the service means you accept the updated Terms.

10. Contact

Questions? Email legal@nothingbutloans.com.