First Citizens Bank
16536 Bernardo Center Dr, San Diego, California 92128
Monday 9:00 AM - 6:00 PM
Tuesday 9:00 AM - 6:00 PM
Wednesday 9:00 AM - 6:00 PM
Thursday 9:00 AM - 6:00 PM
Friday 9:00 AM - 6:00 PM
Saturday Closed
Sunday Closed
- Website Visit Website
- Filters
- Loan Type Consumer Loan, Personal Loan,
- Loan Purpose Emergency Expenses, Personal,
- Loan Amount Range $15,001 – $30,000 (Mid-Tier), $5,001 – $15,000 (Entry-Level),
- Credit Score Range Good (670–739), Very Good - (740–799),
- Repayment Term 12 months, 3 years, 5 years,
- Income Type Pension / Annuity Income, Self-Employed, Social Security Income, W-2 Employee,
- Employment Status Employed Full-Time, Employed Part-Time, Retired, Student, Self-Employed,
- Interest Rate Type Fixed Rate, Variable Rate,
- Advanced Filters
- Lender Type Bank
- Approval Speed 3–5 Days
- Special Programs Community Development Financial Institutions (CDFI), Down Payment Assistance (DPA), First-Time Homebuyer Grants, No-Doc / Low-Doc Loans, Veteran Loans,
- Fee Transparency No Prepayment Penalty
- Language Support English, Spanish,
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Description
First Citizens Bank is a large regional bank offering a full suite of personal lending products, including installment loans, personal lines of credit, and secured loans, designed to meet various financial needs. Services are available online and through our experienced bankers at the Rancho Bernardo branch.
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Amenities
Loan Calculators & Budget Tools
Mobile App Access
Services
Personal Installment Loans
Fixed-rate loans for planned or unexpected expenses.
Personal Lines of Credit
Revolving credit for ongoing needs and flexible borrowing.
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